Cheap Cell Phone Service for Seniors and Other Wise Individuals

Cheap Cell Phone Service for Seniors and Other Wise Individuals

The Problem with Cell Phone Service

Smart Guy choosing prepaid phone service
Smart people know saving money and great service can be achieved by using prepaid phone service.

Cell phones have replaced the landlines of yesteryear. Although there are still “Landlines” out there, they are often no longer the primary phone number for the majority of the population. I have a landline with a Voice Over the Internet Protocol or VOIP service that I keep at home as a back up. It is rarely used but very inexpensive so I keep it. This is a topic for another discussion, but the task at hand are cell phone services.

For years, I was paying the big cellphone companies hundreds of dollars a month for their service and a number of unexplained fees. In my experience, the worst offender has “the largest and most reliable network” but shall remain nameless, Can you hear me now?. Becoming increasingly tired of these fees I searched for better options. After jumping from carrier to carrier only to realize they all have additional fees, some more than others, I stumbled upon a mysterious and slightly uncomfortable option…prepaid.

Prepaid, It’s Not Just for Bad Guys Anymore

If you are like me you watch a lot of cop shows or action movies and the bad guys always have prepaid (burner) phones. Yes, Burner phones are of the prepaid persuasion, but I am not suggesting that you become a bad guy or throw away a perfectly good phone. I wouldn’t do it, nor should you. I either want to keep my existing phone or buy one at a reasonable price and add a service plan that matches my needs. Right now some of you are saying to yourselves this guy is nuts, he’s living in a fantasy world, or this will never happen. The truth is it’s happening now, this magical type of service really exists and has saved me thousands over the course of a decade. The problem is it is not yet mainstream.

In Prepaid We Trust?

The problem with prepaid phone service is it is not trusted by the masses and therefore not mainstream, or the norm. I live for not being mainstream, because most mainstreamers are broke or struggling, and living on credit. I don’t want this for me or you, which is why I try to find a better way to have the same conveniences of mainstream for a better price and perhaps better service.

Prepaid is trying to come mainstream by advertising on television, and offering their product in large retailers such as Walmart and Target in the US. But in my experience many people are afraid to change because they just don’t trust that their service will work the same or be as reliable as what they are used to. I try to help, but cannot force anyone to save money or do anything else that they do not want to do. But if you are still reading this then soak up the savings and continue on.

In general, there are two types of companies offering prepaid 1) the first is the large widely known phone companies (AT&T, Verizon, Sprint, T-Mobile, US Cellular, etc).  2) the second are the lesser known prepaid companies (and there are many) that offer service on the same towers as the big guys. Let me reiterate my last point, the prepaid companies offer service on the same towers as the big guys.

Same towers = Same service

In essence, this is the same service as the major carriers. The proof is when I dial for assistance I get an operator from “the largest most reliable network in the US”. By the way, that is the same company that was charging me all those hidden fees, but now I know exactly what I am going to pay each month regardless of my usage. Long story short, my service is great and so is my bill.

The Fine Print

Some things you must know, not all services are equal. What is meant by that is know the coverage maps of the major carriers and find out which carriers towers your prepaid service is using. For example, In my area Sprint does not have the best of coverage, so I would not use Boost Mobile or any other company that uses Sprints coverage for my service. You may have carriers in your area that do not cover well. Do your homework and find the best coverage for your area, and then find a prepaid company that uses those same towers. Some companies like StraightTalk use multiple carriers for their service, so if you have an AT&T phone you would use the AT&T SIM provided and place that in your phone’s SIM slot, if you had T-Mobile, or Verizon you do the same for those phones.

It is stated on most prepaid sites that the customers who are in contract directly with the phone service provider will take priority over a prepaid customer. I have read this on several sites but have never experienced a problem or a slow down of service for the decade I have been using prepaid. That being said, some prepaid companies offer 3G versus 4G service, which is obviously slower but for most not noticeable. The example I am thinking of is SIMPLE Mobile, which was offering 4 lines of unlimited talk, text, and data for $100 a month. That is $25 a line for four people, which is a great deal that I did not partake in, but was tempted.

Last of the fine print, you have to buy your own phone. This can be accomplished by purchasing phones online, in retail stores, or using an old phone from a previous service. Please make sure the phone uses the same SIM type as the previous service. There are two different protocols for phones that I am aware of GSM or CDMA. I made the mistake of trying to put a GSM SIM in a CDMA phone, long story short it won’t work.

Get What You Need, Pay What You Want

Stop paying the hidden fees, and hoping your didn’t go over on your minutes, texts, or data. Find a prepaid plan with the coverage and service that you need at a fixed price that makes sense for you. Imagine getting what you need at a price you can afford. Having a fixed price month after month helps anyone to manage their money better, live on a budget, and reduces stress…not to mention therapy bills.

I think prepaid plans are the perfect cheap cell phone plans for seniors, so much so that I put each of my parents on one. Not only is it good for seniors but my wife and I both have our own prepaid plans that we have had for many years. I was an earlier adopter (over 10 years) but my wife was initially resistant.  She grew tired of overage fees for texting and now loves her unlimited plan. Remember, you don’t have to be a bad guy to buy prepaid cell phone plan, but you can be a wise ass. Haha!

I hope you enjoyed reading this article, and came away learning something. Your feedback is always welcome. Be well.

6 Replies to “Cheap Cell Phone Service for Seniors and Other Wise Individuals”

  1. Hi Glenn,
    I really dug this write-up! Prepaids are a great idea and really help solve problems for many people. Not only for phones but credit cards as well.
    Cool imagery too at the top! Great stuff. And I will Try it Man!

    1. Tom, Thanks for your comment. I am glad you will Try It Man! And when you do I’d love to hear back about your experience and how much you saved. Be well.

  2. As a senior on a fixed income, I always look for ways to save a few bucks each month. The cell phone bill is always a big one each month.
    After reading your article, I think I will look into this a little more. I do not use a lot of text or phone time, I use a lot of data, I have a teenager that enjoys YouTube a little too much.
    Is there a service that has unlimited data and offers a good price.

    1. John, Thanks for your comment. To answer your question, there are a lot of plans that offer Unlimited Data, the fine print is basically “the data is truly unlimited but after a predetermined amount the speeds will slow down”. In my case, my provider charges me $49.99 a month for Unlimited Talk, Text, and Data, but the Data is at 4G speed for the first 25GB and if I exceed that amount it drops down to 2G speed. 25 gigabytes is a lot of data, and I do watch a lot of video on my phone but have never exceeded 25GB. There are other plans with smaller data offerings and smaller prices, but it all depends on your use. Always remember to use WiFi whenever possible, as long as you trust the source. Be well.

  3. Thanks for your article Glenn, you shared some really good points on the advantages of using prepaid phone service instead of big cellphone companies. Cellphone bills can be very costly and going from one carrier to another might not bring much savings.

    Sounds like prepaid phone service will get more popular since they are now promoting their products with big retailers. I am glad that you have been using the service and can speak such positive things about it.

    I heard before that both the large and small phone companies use the same tower, and I thought that was very interesting since there is such a big difference in the price charged for the service.

    I learned a lot from reading your article and believe that it will educate consumers, and encourage them to take a closer look at using prepaid phones.

    Like you said, “many people are afraid to change because they just don’t trust that their service will work the same or be as reliable as what they are used to.”

    Using prepaid phone service would definitely help many to save on their phone bills.
    I enjoyed reading your article, thanks again.

  4. Jackie, Thanks for your comment. I am glad you enjoyed my post. I hope it helps one or many become more comfortable with prepaid phone services, and saves them a ton of money. Be well.

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